BNY Mellon Wealth Management services are provided by bank subsidiaries of The Bank of New York Mellon Corporation, primarily BNY Mellon, N.A. The information in this presentation is for general information only and is not intended to provide specific investment advice or recommendations for any purchase or sales of any specific security. Such investment and other decisions should be made only after consulting professionals who are competent in their area of expertise, and who have reviewed the user’s specific situation. While the information in this presentation is based on sources believed to be reliable, BNY Mellon assumes no responsibility for the accuracy or completeness of the data and disclaims all expressed or implied warranties in connection therewith. The information contained in this paper may become out of date and The Bank of New York Mellon Corporation has no obligation to issue updates or corrections. Investment returns are not guaranteed. Municipal securities risk: Investments in municipal securities may be affected by a variety of factors in the cities, states and regions in which investments are made, as well as the municipal market as a whole. Special factors, such as legislative changes and local and business developments, may adversely affect the yield and/or market value of investments in municipal securities. Other factors include the general conditions of the municipal securities market, the size of a particular offering, the maturity of the obligation and the rating of the issue. Changes in economic, business or political conditions relating to a particular municipal project, municipality, or state in which investments are made may have an impact on the value of the investment.