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Active Wealth to Secure Yours

Our comprehensive Active Wealth framework helps you sustain and build wealth in the shifting market environment

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Our Active Wealth Approach drives success

 

Active Wealth's five practices support long-term financial success with the potential to increase wealth accumulation by up to 5.2% on an annualized basis.1

 

 

 

Five Active Wealth practices to ensure lasting wealth

 

 

 

Invest

Optimize growth by staying in the market with the right investment strategy, and if needed, manage concentration risk.

 

 

 

 

Spend

Understand the impact of personal spending and develop a spending strategy.

 

 

 

 

Manage

Minimize the impact of all costs, but especially the cost and drag of taxes.

 

 

 

 

Borrow

Establish a customized strategy for using leverage.

 

 

 

 

Protect

Secure assets and legacy against unintended consequences.

 

 

 

 

Wealth Strategy That Helps You Do Well Better

 

Discover how our Active Wealth approach can help you grow your influence and make a greater impact.

 

 

 

 

Is Your Wealth Strategy Supporting Your Goals?

 

Now that you’ve learned about our Active Wealth approach, we’d like to introduce the BNY Mellon Active Wealth Accelerator, an interactive tool designed to help you assess your own financial strategies. Through a series of questions and insights, you’ll be empowered with the knowledge for how to build, grow and sustain your wealth.

 

Good advice is more valuable than ever

Your Active Wealth Podcast

A podcast with the experts who lead our firm – and our industry – bringing you thematic and timely conversations on how to grow, manage and protect your wealth, and insights on how to confidently navigate the unpredictable and unexpected.

Banking on Solid Cybersecurity

Although the digital age has made many aspects of life easier, it has not come without its own issues. Rapid technological advancement, allowing everything from self-driving cars to contactless banking, has led to an alarming increase in the rate of identity theft.

Want to Learn More about our Active Wealth approach?

1. The Average Investor Value of $43m is derived by growing a $20M portfolio by 3.9% per year for 20 years. 3.9% is the average return experienced by mutual fund investors, as calculated by Dalbar in their 2018 report. The Active Wealth Value of $69.2M was calculated by adding the Active Wealth Alpha of 2.5% to the Average Investors 3.9% return and applying this growth rate of 6.4% to a $20M portfolio for 20 years. 

This material is provided for illustrative/educational purposes only. This material is not intended to constitute legal, tax, investment or financial advice. Effort has been made to ensure that the material presented herein is accurate at the time of publication. However, this material is not intended to be a full and exhaustive explanation of the law in any area or of all of the tax, investment or financial options available. The information discussed herein may not be applicable to or appropriate for every investor and should be used only after consultation with professionals who have reviewed your specific situation. The Bank of New York Mellon, Hong Kong branch is an authorized institution within the meaning of the Banking Ordinance (Cap.155 of the Laws of Hong Kong) and a registered institution (CE No. AIG365) under the Securities and Futures Ordinance (Cap.571 of the Laws of Hong Kong) carrying on Type 1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management) regulated activities. The services and products it provides are available only to “professional investors" as defined in the Securities and Futures ordinance of Hong Kong. The Bank of New York Mellon, DIFC Branch (the “Authorised Firm") is communicating these materials on behalf of The Bank of New York Mellon. The Bank of New York Mellon is a wholly owned subsidiary of The Bank of New York Mellon Corporation. This material is intended for Professional Clients only and no other person should act upon it. The Authorised Firm is regulated by the Dubai Financial Services Authority and is located at Dubai International Financial Centre, The Exchange Building 5 North, Level 6, Room 601, P.O. Box 506723, Dubai, UAE. The Bank of New York Mellon is supervised and regulated by the New York State Department of Financial Services and the Federal Reserve and authorised by the Prudential Regulation Authority. The Bank of New York Mellon London Branch is subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. The Bank of New York Mellon is incorporated with limited liability in the State of New York, USA. Head Office: 240 Greenwich Street, New York, NY, 10286, USA. In the U.K. a number of the services associated with BNY Mellon Wealth Management's Family Office Services– International are provided through The Bank of New York Mellon, London Branch, One Canada Square, London, E14 5AL. The London Branch is registered in England and Wales with FC No. 005522 and BR000818. Investment management services are offered through BNY Mellon Investment Management EMEA Limited, BNY Mellon Centre, One Canada Square, London E1C 5AL, which is registered in England No. 1118580 and is authorised and regulated by the Financial Conduct Authority. Offshore trust and administration services are through BNY Mellon Trust Company (Cayman) Ltd. This document is issued in the U.K. by The Bank of New York Mellon. In the United States the information provided within this document is for use by professional investors. This material is a financial promotion in the UK and EMEA. This material, and the statements contained herein, are not an offer or solicitation to buy or sell any products (including financial products) or services or to participate in any particular strategy mentioned and should not be construed as such. BNY Mellon Fund Services (Ireland) Limited is regulated by the Central Bank of Ireland BNY Mellon Investment Servicing (International) Limited is regulated by the Central Bank of Ireland. BNY Mellon Wealth Management, Advisory Services, Inc. is registered as a portfolio manager and exempt market dealer in each province of Canada, and is registered as an investment fund manager in Ontario, Quebec, and New Foundland & Labrador. Its principal regulator is the Ontario Securities Commission and is subject to Canadian and provincial laws. BNY Mellon, National Association is not licensed to conduct investment business by the Bermuda Monetary Authority (the “BMA") and the BMA does not accept responsibility for the accuracy or correctness of any of the statements made or advice expressed herein. BNY Mellon is not licensed to conduct investment business by the Bermuda Monetary Authority (the “BMA") and the BMA does not accept any responsibility for the accuracy or correctness of any of the statements made or advice expressed herein. Trademarks and logos belong to their respective owners. BNY Mellon Wealth Management conducts business through various operating subsidiaries of The Bank of New York Mellon Corporation. ©2021 The Bank of New York Mellon Corporation. All rights reserved1. Global Finance Magazine’s