Please ensure Javascript is enabled for purposes of website accessibility


With nearly 240 years of unparalleled experience, we take your entire financial picture into account and provide solutions for your sophisticated needs.


Whether you are growing a business, making a major acquisition, or funding an unplanned expense, we help you unlock the true value of your assets to create liquidity and manage cash flow fluctuations. 

Ready to develop your wealth management strategy? Let’s chat.

Securities Based Lending

Art Financing

Life Insurance Premium Financing

Loans Secured by Alternatives

Aircraft Financing

Commercial Real Estate Financing

Jumbo Mortgages

Standby Letters of Credit

  • Securities Based Lending

    With the ability to leverage marketable securities as collateral, our investment credit lines can fund major purchases, unexpected expenses, tax obligations and other investment opportunities.

  • Art Financing

    Use your personal art collection to secure financing for a variety of liquidity needs, including additional art purchases, expanding a business interest or funding investments.

  • Life Insurance Premium Financing

    Access financing for annual life insurance premiums and loan interest.

  • Loans Secured by Alternatives

    Collateralize both personal and business loans with alternative assets, such as limited partnership interests, complex trust assets and individual stocks.

  • Aircraft Financing

    Procure financing for the acquisition or refinance of personal-use aircraft.

  • Commercial Real Estate Financing

    Obtain financing for a range of commercial real estate asset classes throughout the U.S., including the acquisition or refinancing of warehouse/industrial, multi-family, mixed-use, retail and office properties.

  • Jumbo Mortgages

    Access adjustable and fixed-rate financing for primary, vacation and investment properties. This includes amortizing and interest-only options, a pre-approval program, construction financing, and hybrid mortgage solutions. Up to 100% financing is available when supported by marketable securities.

  • Standby Letters of Credit

    Secured by eligible BNY Mellon investment assets, Standby Letters of Credit provide financial protection to third parties by effectively guaranteeing payment.


Non-conforming residential Mortgages are exclusively available to BNY Mellon Wealth Management clients and qualified Pershing clients. Mortgage services, provided by BNY Mellon, N.A., are subject to credit approval.


As a result of the Secure and Fair Enforcement Act (S.A.F.E. Act). BNY Mellon Wealth Management's mortgage bankers are registered with the Nationwide Mortgage Licensing System and Registry (Registry). The unique identifier provided by the Registry for each mortgage banker is included in our S.A.F.E. ACT DISCLOSURE

no image

Sitting in Cash? Don't Get Too Comfortable!

For bond investors taking advantage of the high yields available in cash, now is the time to buy bonds.

Learn more
no image

What Investors Should Know About Government Shutdowns

Look past the political noise and focus on what really matters to markets: earnings and interest rates.

Learn more