When it comes to your personal information, you can't be too careful. As our financial lives become more and more dependent on technology, we must stay vigilant to guard against the increasingly sophisticated cyber thieves.
Here are eight things you can do to keep your information safe and avoid falling victim to a cyberscam:
Use strong passwords with a mix of uppercase and lowercase letters, numbers, punctuation marks, and special characters, and change them every three to six months.
Don't log in to your accounts on financial sites on public computers, and don't access your financial sites when using public Wi-Fi networks. The information you send and receive over these networks can be intercepted by others.
Set up two-factor (or two-step) authentication to add another layer of protection on top of your normal password.
Don't use public charging stations or sync your phone with rental cars. Cyber thieves may be able to access your phone number, contacts, call logs, text messages and GPS history when you plug in.
Don't answer unsolicited phone calls. Let them go to voicemail; if it appears to be an important call from your bank or credit card company, call them back using a number you know to be legitimate.
Don't overshare on social media. Even a seemingly-innocent photo of a boarding pass can be used to access more information about you, such as your address and credit card details.
Don't blindly click links in emails, social media posts and text messages. Even if they appear to come from people you know and trust, it's possible their accounts have been compromised and are being used by cyber thieves.
Bookmark important websites and only access those sites via the bookmark. This ensures that you're always landing in the right place.
At BNY Mellon Wealth Management, we take the safety and security of your assets seriously. That's why we've equipped our Wealth Online digital account portal with the File Vault, which allows our clients to share important personal information via a secure, encrypted channel. For more information about this service, please reach out to your relationship manager.