One of the best defenses in a complex and constantly changing world is to have a healthy imagination and apply it regularly. Keep change in mind as you plan. You may find that you don't mind when it comes.
By thinking about all aspects of your wealth and all resources available to you, you can help fully realize your goals while avoiding short-sighted decisions or unintended consequences.
Change is inevitable. The only way to address this is to accept it, stay on top of it as much as possible and revisit your plan whenever a major change occurs.
Advisors must stay on top of the law, market dynamics, your plan, your personal circumstances and how changes in any of these areas could impact you. Doing so requires not just skill but discipline, excellent communication skills, personal integrity and commitment.
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